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A Premium Fraud Bill Just Stalled in Sacramento — Here's Why Carriers Should Still Pay Attention
From the Desk Of: Scott M. Tilley President, Managing Attorney Certified Specialist Workers' Compensation Law The State Bar of California Board of Legal Specialization A bill that would have given insurers a new tool against premium fraud just got shelved for the year, but the idea behind it isn't going away. Carriers should treat this as a preview of where fraud-reporting obligations are headed, not as a closed file. SB 536 would amend Insurance Code section 1877.3 to requir

Scott M. Tilley, Esq.
Sep 62 min read


RAND's New Study on SB 1160 Has a Message for Claims Managers: the UR Exemption Isn't Doing Much
From the Desk Of: Scott M. Tilley President, Managing Attorney Certified Specialist Workers' Compensation Law The State Bar of California Board of Legal Specialization A decade after Sacramento exempted early medical treatment from prospective utilization review, RAND just checked whether it worked. The short answer for claims managers: don't expect SB 1160's UR carve-out to move your numbers much, but do expect it to keep coming up in physical therapy disputes. DWC announced

Scott M. Tilley, Esq.
Aug 313 min read


A $66,735 Lesson From Lyft: Discovery Delay Can Cost You More Than the Claim
From the Desk Of: Scott M. Tilley President, Managing Attorney Certified Specialist Workers' Compensation Law The State Bar of California Board of Legal Specialization Stall long enough on records requests in a California comp case, and a judge can find you acted with malice — and make you pay for it personally, not just for the claim. That's the lesson from a WCAB ruling against Lyft that every self-insured employer and TPA handling contested claims should read closely. The

Scott M. Tilley, Esq.
Aug 242 min read


Rising Workers' Compensation Rates
From the Desk Of: Scott M. Tilley, Esq. President, Managing Attorney Certified Specialist Workers' Compensation Law The State Bar of California Board of Legal Specialization Comp Rates Are Going Up 6.6% on September 1. Here's What's Actually Driving It. Insurance Commissioner Ricardo Lara approved a new workers' compensation advisory pure premium rate of $1.65 per $100 of payroll on July 10, 2026, a 6.6% increase over 2025, effective for new and renewal policies starting Sept

Scott M. Tilley, Esq.
Aug 172 min read


Navigating the 2026 UR Regulation Overhaul
From the Desk Of: Scott M. Tilley, Esq. President, Managing Attorney Certified Specialist Workers' Compensation Law The State Bar of California Board of Legal Specialization Effective April 1, 2026, California implemented a significant overhaul of its Workers’ Compensation Utilization Review (UR) system. Driven by Senate Bill 1160 and Assembly Bill 1124, these updates represent the most substantial changes to the UR and penalty structure since its inception. The primary objec

Scott M. Tilley, Esq.
Jul 32 min read


The Rising Cost of Vague QME Reports
From the Desk Of: Scott M. Tilley, Esq. President, Managing Attorney Certified Specialist Workers' Compensation Law The State Bar of California Board of Legal Specialization In the current Workers' Compensation Appeals Board (WCAB) landscape, we are seeing a significant uptick in Qualified Medical Evaluator (QME) reports that lack substantial medical evidence. These reports often rely on "broad-brush" conclusions rather than specific clinical findings, yet they frequently ser

Scott M. Tilley, Esq.
Feb 12 min read


Delays Due to Covid
Needless to say, the current pandemic has caused a number of changes at the WCAB, and one of those is a delay in receiving decisions from...

Bruce A. Little
Sep 13, 20221 min read


Objection Does Not Mean Agreement
A word of advice: Just because the applicant’s counsel objects to a letter sent to the applicant pursuant to CCR section 10550 advising...

Bruce A. Little
Sep 9, 20222 min read


California Workers' Compensation Fraud
From the Desk of: Barry A. Saperstein Shareholder Managing Attorney, Northern & Central California Certified Specialist, Workers’ Compensation Law, The State Bar of California Board of Legal Specialization. As I work from home during the nadir (hopefully) of the greatest pandemic of my lifetime, I am reading recent workers' compensation fraud cases. I wonder how some people try to "work the system" without fear they will be caught. In this day and age of computer technology a
parkerirwin
Jun 15, 20225 min read


When Medical History Tells a Different Story
From the Desk of: Bruce A. Little Managing Attorney, Los Angeles County Every once in a while, you have an applicant who helps you out. I had a recent case in which one of the applicant’s allegations involved hearing loss in her right ear, which she blamed on a history of exposure to the loud noise of machinery for more than a decade. The applicant wore earplugs at work and had annual audiogram tests. When she was first seen by the ENT panel QME, it was determined that she h

Bruce A. Little
Sep 28, 20211 min read


QME Audio Recordings
I received a notification from a certain Applicant Attorney's office that his clients were going to audio record QME evaluations...
parkerirwin
Jul 27, 20213 min read


A Cautionary Tale... Involving a Classic Battle Between Good and Evil
Okay, so this isn't a story about good and evil. I needed a good title to draw you in and get you to read about a case you really should...

Scott M. Tilley, Esq.
Jul 10, 20193 min read


Cannabis Conundrum?
I begin this article with a brief history lesson. In 1996, Proposition 215, the Compassionate Use Act of 1996, was approved by 65% of the...
parkerirwin
Apr 8, 20192 min read


Non-IBR Med-Legal Litigation: Damned if you do, REALLY damned if you don't
If you haven't felt the pain of non-IBR litigation, you are in for a treat...

Scott M. Tilley, Esq.
Apr 8, 20193 min read


California Supreme Court Rules on King v. CompPartners
You might recall the King case from our case law update of several years ago. It was a BIG DEAL. We worried as we told you the decision...

Scott M. Tilley, Esq.
Oct 1, 20181 min read


Is Saturday a Working Day?
Labor Code §4610 provides the ground rules for the Utilization Review (UR) process. This section first appeared in the Labor Code in 2003...
parkerirwin
Oct 1, 20183 min read


Going the Extra Mile (Literally)
I recently had a trial at the Riverside WCAB. The applicant was without transportation and was coming in from Compton, California...

Scott M. Tilley, Esq.
Oct 1, 20182 min read


Workers' Compensation is Going to Pot: The Status of Medical Marijuana in Workers' Compensation
As our country inches closer and closer to legalizing marijuana for recreational use, the issue of what role the budding medication plays...

Scott M. Tilley, Esq.
Oct 3, 20173 min read


WCAB Reinterprets TTD Limitations of Labor Code Section 4656(c)(2)
As you might recall, Labor Code section 4656 was amended in 2007 and changed the time limitations for TTD. Previously, for dates of...

Scott M. Tilley, Esq.
Oct 3, 20173 min read


Two Recent Court of Appeals Decisions
1. The California Court of Appeal issued a rare published decision in Zhu v. WCAB (2016) Cal.App.4th (6-20-17). This opinion is so new...
parkerirwin
Jul 7, 20173 min read


How Many QME Panels Can You Get?
Some of you might remember a case a few years ago called Navarro v. City of Montebello (79 Cal. Comp. Cases 418). That 2014 case confirmed..

Scott M. Tilley, Esq.
Apr 5, 20173 min read


The Death of Liens
I have calendared most of my Lien Conferences after July 1, 2017. In the meantime, I have been receiving tons of Supplemental Liens from...
parkerirwin
Jan 7, 20173 min read


Summary of SB 1175 & SB1160
The California Legislation has brought presents to the workers’ compensation system early this year with the passing of Senate Bills 1175...

Scott M. Tilley, Esq.
Dec 28, 20166 min read


Are Cash Payments Made to Employees in Lieu of Health Benefits to be Considered...
Are Cash Payments Made to Employees in Lieu of Health Benefits to be Considered in Calculating Average Weekly Wages?

Scott M. Tilley, Esq.
Sep 30, 20163 min read
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